Capital Access

Provide access to the capital your users need to grow

Give users on your platform access to fast and flexible cash advances.

Your platform, your brand

Offer financing directly inside your platform.

Be a valued partner

Build lasting relationships by supporting user growth.

Get revenue without risk

Receive earnings from advances at no cost.

Cash advances in one seamless experience

Help your platform users reach their ambitions by giving them access to business financing when they need it. All embedded in your platform.

Proactive risk assessments

Show cash advance offers based on historic payments data, not personal credit scores, to avoid awkward rejections.

Distribute funds within minutes

We handle every step from offer to transferring the funds, allowing you to provide capital to users in minutes.

Automated repayments

Repayments are automatically collected from incoming payments. Your users pay a fixed fee instead of interest.

Make business financing accessible to your users

Help your users get funds directly within your platform, allowing them to manage cash flows, scale operations, or invest in the tools they need to thrive.

Offer branded financing
Scale globally
Get capital up and running quickly
Reduce risk exposure
Build relationships
No delays or third-party dependencies

Get started with one simple integration

Start with an end-to-end business financing solution engineered for launching a fully branded experience fast.

Simple integration

Integrate Capital into your platform with just two core API endpoints. Fully customize the UX to give users a branded experience.

Single finance provider

Our proprietary banking infrastructure cuts transfer times and gives instant access to cash in the US and European markets.

Earn revenue

Receive Capital earnings by default and allow users to grow their business on your platform with an improved cash flow.

We own compliance

Capital is based on our global expertise and regulatory licenses, so you can help users grow without absorbing the risk.

What embedded business financing means for your business model

Software as a service Marketplaces

Add flexible business financing to your product suite

  • Become one-stop-shop
  • Seamlessly connect financing
  • Embed financing directly
  • Grow payments volume

A full banking suite on one platform

Give users access to business financing using the same infrastructure.

Capital + Payments

Repayments automatically collected from sales.

Learn more about Adyen for Platforms →
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